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Health Insurance

Student Health Insurance is offered for both domestic and international students. It is not required for students to have the school offered health insurance. Students may also have private health insurance.

Insurance is not required to be seen at Health Services. Medications, labs, and procedures will be billed either directly to the student or via their health insurance. Please ask your provider if you are unsure of these costs.

Domestic and International Student Health Insurance

For detailed information about enrollment and cost of student health insurance, please visit Student Financial Services. For any questions regarding the school health insurance or the waiver please contact Haylor, Freyer & Coon, Inc. Haylor, Freyer & Coon manage the school health insurance and the waiver. You can reach them at (866) 535-0456 or

Domestic Health Insurance

All students enrolled in at least 6 credits need to have health insurance coverage. Purchase College’s eBills will show your Health Insurance. If you have coverage of your own, you can waive the school’s insurance off of your eBill. Please note that once the Fall bills are released in July, the online Health Insurance Waiver will become available.

Domestic Insurance Summary 2023-2024

International Health Insurance

All international students will be enrolled in the SUNY International Inbound Student Health Insurance Plan.

You may review the UnitedHealthcare brochure for coverage information, access to the student account and available services from the provider.

If you have questions on this, please contact the Office for Global Education at

The premium for the insurance will be included in your semester bill.

International Insurance Summary 2023-2024

Private Health Insurance

Students may have private health insurance. If you have coverage of your own, you must waive the school’s insurance off of your eBill. All items below must be completed.

  • To waive the student offered health insurance log into your myHeliotrope
    • Once logged in, click “Student Accounts” and then “Health Insurance Waiver.” Answer all of the questions that follow.
  • Also, you need to upload a copy of your health insurance card into the patient portal or scan both sides of your insurance card and email it to  This will allow health services to keep the insurance information on file.

Emailing your card to the SHS Office does NOT waive the Student Health Insurance fee.This can only be completed via the waiver link in myHeliotrope.

If you are having trouble with the waiver please contact Haylor, Freyer and Coon Insurance at (866) 535-0456 or