Detailed information about group health insurance options in the New York State Health Insurance Program (NYSHIP) is available:
For vision and dental care plans, please refer to UUP Benefit Trust Fund Coverage.
Eligibility for health insurance is determined by employment status. All full-time faculty and part-time faculty who teach at least two courses per semester during the academic year are eligible (together with their eligible dependents) for health insurance coverage at the group rate. (Appointment letters for part-time employees indicate if the employee is eligible for health insurance benefits.)
Effective Date of Coverage
Coverage will become effective on the 43rd day of employment, provided that you enroll for coverage within the first 30 days of employment. To enroll, please contact Grace Bonnell, the benefits administrator in Human Resources, (914) 251-6091.
Cost of Coverage: Effective September 1, 2013
You may elect to have your biweekly health insurance premium deducted from your pay on a pretax basis. Effective January of each year, your biweekly premium cost is subject to change. Costs for health insurance vary, depending on the type of coverage selected (individual or family) and the plan chosen (the Empire Plan/United Healthcare or an HMO).
Prescription Drug Coverage
Prescription drug coverage is provided through the health insurance plan you select. If you decline to enroll in health insurance, you will not be provided with prescription coverage.
Change of Plan Option or Coverage
You can change your health insurance option and coverage for eligible dependents during the annual transfer period, usually in November of each year. Current enrollees will be notified about the transfer period. In 2013, there is a special option transfer period in August (Aug. 1–30), following the June 2013 ratification of the 2011–2016 NYS/UUP Agreement.
New Opt-out Program for 2013
If you have coverage under another employer-sponsored health insurance program, you may be eligible for an incentive payment if you opt out of your NYSHIP coverage. See the June 2013 Empire Plan Special Report or HMO Special Report for details. If you are a new hire or a newly benefits-eligible employee who has other employer-sponsored group health insurance and wish to participate in the Opt-out Program, you must make your election no later than the first date of your eligibility for NYSHIP. If you are interested in participating in the program, please contact Grace Bonnell, the benefits administrator in Human Resources, (914) 251-6091.
Please note: You must elect the Opt-out Program on an annual basis. If you do not make an election for the next plan year, your enrollment in the Opt-out Program will end and the incentive payment credited to your paycheck will stop.
Continuation of Benefits
Health insurance may be continued during periods of leave without pay if the employee pays the full-share rates. Full-share rates include the regular employee share premium as well as the portion usually contributed by the state. Faculty members who separate from state service may be eligible to continue their insurance at the full-share rate through a mechanism created by COBRA legislation. Health insurance may be continued into retirement for eligible employees. For information on continuation of benefits, please contact Grace Bonnell, the benefits administrator in Human Resources, (914) 251-6091.
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