DRIVERS LICENSES & OWNING A VEHICLE

 

Here is some key information about driving or owning a car.

 

Driver's Licenses:  There are three steps to obtaining a New York State driver's license.  They are: passing a written test (which also includes a visual exam), five hour classroom training, and a road test.  If you have a license from another state in the USA, you may be eligible to skip some of the steps.  However if you have a license from another country, you will have to pursue all three steps in obtaining a New York license.

 

The Department of Motor Vehicles (DMV - ) is located at:

 

White Plains: 200 Hamilton Avenue, White Plains, Monday, Tuesday, Wednesday, Friday - 8:30am to 4:00pm, Thursday- 10:00am to 6:00pm

 

New York City: Herald Square Office, 1293-1311 Broadway (8th Floor), New York, Monday through Thursday - 8am to 7:pm; Friday - 8:30am to 4:pm www.dmv.ny.gov/ethrum.htm       

 

 

It is advisable to contact the DMV to obtain the manual needed to prepare for the written test.  Also, the DMV has strict requirements of documents needed to prove your identification and date of birth, including a social security card or a letter from the Social Security Administration. You can obtain more information at: www.dmv.ny.gov .

 

For Connecticut and New Jersey contact:

 

Connecticut: www.ct.gov/dmv

                New Jersey:  www.state.nj.us

 

Owning and Operating a Car:  You may have the idea that everyone in the U.S. owns a car.  Actually, for those of you living in and around the Metropolitan area, car ownership may be a burden.  Aside from upkeep and repairs, owners are required to spend money on car insurance, license and registration fees, tolls, gas, and parking.  Parking on campus requires a fee and a permit and parking in New York City is often a problem.  Private parking is very expensive. 

 

Buying a Car:  Carefully assess your needs before investing in a car.  Many students buy used cars, either through car dealerships or through classified ads.  It is recommended that you have a friend go with you to look at cars, someone who is both knowledgeable about cars and familiar with this type of purchasing experience. 

 

Car Insurance:  There are three main components of car insurance, and you are recommended to get all three.  New York and New Jersey both require that minimum levels of car insurance be purchased.

 

v  Liability insurance is the most basic type.  It protects you if your car injures someone else, or damages someone else's property.  You are required to have liability insurance by law.  If you are legally liable for injuries, death, or damages resulting from an automobile accident, you could face huge payments.  If you do not have liability insurance to help pay these costs, you will have to pay them yourself. 

v  Collision insurance protects your car in the case of collision with another car.

v  Comprehensive insurance covers losses caused by some natural causes, thieves and vandals.